1. Welcome to Smartbiz Africa ("Service"). By using this Service, you agree to be bound by all of the terms of this Agreement. The Service is currently free to all users.
www.smartbizafrica.com is a subsidiary of Smartbiz Africa, and reserves the right to charge for this Service from time to time. If/when Smartbiz Africa makes changes to this privacy statement, we will post any changes here, so be sure to check back periodically. In such event, we will also notify you in advance, and give you an opportunity to subscribe to this Service. We reserve the right to change the terms of this Agreement or to modify any features of this Service at any time. By registering for this Service and/or continuing to use this Service after the posting of Notices regarding such changes, you agree to be bound by such changes.
2. You represent that you have read and agree to abide by the www.smartbizafrica.com terms and conditions
3. This Service (including, but not limited to, text, photographs, graphics, video and audio content) is protected by copyright as a collective work or compilation under the copyright laws of Kenya and other countries. All individual articles, content and other elements comprising this Service are also copyrighted works. You must abide by all additional copyright notices or restrictions contained in this Service. By posting content on the Service, a user is giving www.smartbizafrica.com the right to display such content on the Service and its affiliated publications and to distribute such content and use such content for promotional and marketing purposes.
4. (i) Except for content you have posted on the Service, or unless expressly permitted, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or in any way exploit any part of this Service, except that you may download material from this Service for your own personal use as follows: you may make one machine readable copy and/or one print copy that is limited to occasional articles of personal interest only. Without limiting the generality of theforegoing, you may not distribute any part of this Service over any network, including a local area network, nor sell or offer it for sale. See our Rights and Permissions section for more information on distribution. In addition, these files may not be used to construct any kind of database.
(ii) www.smartbizafrica.com has been specially designed for presentation of content in a unique format and appearance to our users. We are concerned about the integrity of our Service when it is viewed in a setting created by a third party that includes advertising or other materials that we have not authorized to be displayed with our Service. Without limiting the provisions of (5i), neither you nor any third party shall make use of the contents of the Service in any manner that constitutes an infringement of our rights, including copyright or that has not been authorized by us.
(iii) Just as www.smartbizafrica.com requires users to respect our copyrights we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorization in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to editor@smartbizafrica.com. This contact information is only for suspected copyright infringement. Contact information for other matters is provided elsewhere on this site. Any personal information you provide in your email will be used only for purposes related to your email.
5. You will be responsible for all charges incurred while your account is being used, if any, including charges for any goods or services. You are also responsible for all statements made or materials posted under your account, including liability for harm caused by such statements or materials. You may not transfer, sell, or otherwise assign your rights or obligations under this Agreement.
6. You agree to indemnify and hold harmless Smartbiz Africa and their directors, officers, managers, employees, shareholders, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide us with such cooperation as is reasonably requested by us.
7. This Service is available "as is." We do not warrant that this Service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this Service. We are not responsible for the availability or content of other services that may be linked to this Service. We do not make any warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, with respect to this Service or any information or goods that are available or advertised or sold through this Service. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this Service or available though links in this Service. We reserve the right to correct any errors or omissions in this Service. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, or other destructive materials to this Service, we do not guarantee or warrant that this Service or materials that may be downloaded from this Service do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this Service and any materials available through this Service, you do so solely at your own risk.
8. Smartbiz Africa and their directors, officers, managers, employees, shareholders, agents and licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including lost revenues or profits, loss of business or loss of data, in any way related to this Service or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies in this Service (including without limitation as a result of breach of any warranty or other term of this Agreement). Any claim against us shall be limited to the amount you paid, if any, for use of this Service.
9. This Agreement may be terminated by either party for any reason at any time. Sections three (3) and six (6) through nine (9) of this Agreement shall survive such termination.

Email Privacy Policy

Smartbiz Africa also engages in emailing activities through sending of newsletters and other communications to those who subscribe to our website.

Smartbiz Africa has created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with the Smartbizafrica.com public website and the Smartbizmedia.com, its emailing domain. We hold the privacy of your personal information in the highest regard.

Because Smartbiz Africa wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by many independent privacy programs. If you have any questions or concerns regarding this statement, you should contact us on +254 20 2197525, or P.O Box 28255 – 00100 Nairobi, Kenya. Smartbizafrica.com and Smartbizmedia.com complies with the Kenya Government’s and other countries’ set standards regarding the collection, use, and retention of internet data. This has been recognized through an award of E-marketing and Internet Innovation by the Kenya ICT Board.

Newsletters
Smartbiz Africa sends newsletters and other communications to those who subscribe on our website for the newsletter, free trial, or paid membership. We will use your email address to send these communications to you. Out of respect for your privacy, we provide you a way to unsubscribe in these email messages by visiting http://www.smartbizmedia.com/enewsletter/?p=unsubscribe , entering your email address and clicking on Unsubscribe or clicking on the unsubscribe link in the email. Newsletters and other Smartbiz Africa communications may include tracking technologies that allow us to see when messages have been opened, links clicked, and pages in our own website visited as a response to the emailing.

Your Email Lists and Databases
While using this service, you provide third party email addresses which are owned by you. This data may be imported using an import contacts or database upload feature. Smartbizmedia.com and its parent company will never sell, rent, share, or otherwise make available your email lists and/or databases to anyone except internal support personnel who may be assisting you in troubleshooting your account, unless it is required to do so in connection with legal process or in accordance with any law, regulation or order of a court or regulatory agency of competent jurisdiction. Smartbiz Africa is not in the business of selling data. Smartbiz Africa is in the business of providing a web-based content and mass email service.

Website Usage Information
We use tracking information to determine which areas our site users visit based on traffic to those areas. Smartbiz Africa does not track what individual users read, but rather how often each page is visited. This helps us maintain a superior and informative website for you.

The Information We Collect
Our registration forms require users to give us contact information that may include name, email address, address, and facts about your professional background, and similar information. We do not request sensitive information from our visitors, such as credit card or social security numbers, unless they are signing up for and paying for our services. We never sell, share or trade any of our customer information with other companies.

Access
If you want to update your preferences and or to unsubscribe go to http://www.smartbizmedia.com/enewsletter/?p=preferences&uid=  or follow a well described link in the newsletter or contact us on +254 20 2197525 or email info@smartbizafrica.com. We may be required to retain some data to meet legal retention requirements. If this is the case, we will let you know in our response to your inquiry.

Tell-A-Friend
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Smartbiz Africa stores this information for the sole purpose of sending this one time email and tracking the success of referrals made through this program.

Acquisition or Changes in Ownership of Smartbiz Africa
In the event that Smartbiz Africa (or a substantial portion of its assets) is acquired, customer information would be considered part of those assets, and may be part of those assets that are transferred.

Legal Disclosure
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our website.

Links to Other Sites
The Smartbizafrica.com website contains links to other sites that are not owned or controlled by Smartbiz Africa. Please be aware that we, Smartbiz Africa, are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by this website.

Testimonials
If you use a blog, public forum, or post a testimonial through tools that we may place on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you would choose to submit in these forums. All users have given permission to have their testimonials posted.

Contacting Smartbiz Africa about Privacy and Smartbizafrica.com
If you have any questions about our privacy statement, the information we have collected from you online, the practices of this site, or your dealings with this Website, please contact:
Smartbiz Africa
P.O. Box 28255 – 00100
Nairobi, Kenya.
Tel: +254 2197525
Or Email: info@smartbizafrica.com